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Mobile contactless payments (Android)

Pay for everyday purchases with your smartphone!

  • Payments up to your card’s limit with biometric authentication
  • Secure and convenient
  • For Android smartphones only
  • Payments are possible in most of the stores in Latvia and in many places all over the world
  • New! Possibility to Make savings with each card purchase
Google Play

New! The first ATMs with contactless functionality – to withdraw money or use another service, simply hold your card or smart device near the card reader and enter your PIN.

About

  1. Download the Swedbank Latvija mobile app
  2. Set Swedbank Latvija as your default payment app
  3. Choose a MasterCard card with the contactless payment function for making purchases

Our app will easily guide you through the process

Download app

See how it works

The mobile contactless payment technology makes purchases quick and easy.

Payments up to €50:

  • Look for the contactless symbol on the card terminal at the shop’s checkout
  • Unlock your smartphone
  • Tap your smartphone against the card terminal

You can make payments this way up to a cumulative limit of €150. To reset the limit – log in to the Swedbank app or make a mobile contactless payment and confirm it with biometric authentication.

Payments above €50 or any sum in other currencies:

  • Unlock your smartphone
  • Tap your smartphone against the card terminal
  • Confirm with biometrics
  • Tap card terminal again

You can also make contactless payments via Swedbank app. For that, please first log in to the Swedbank app, press „Pay with this card” and follow the steps.

Mobile contactless payments are only available for Android mobile phones running the operating system version Android 6.0 or above.

To be able to use the mobile contactless payments, you need to have:

  • An active Swedbank contactless MasterCard card with enabled contactless function
  • Enabled biometric identification on your Swedbank mobile app

Supported cards

Here you can see the MasterCard contactless cards that can be used for mobile contactless payments:

Debit card
Swedbank payment card
Swedbank payment card
Swedbank ISIC Schoolchild and Student Cards
Swedbank ISIC Schoolchild and Student Cards
Private Banking card (MasterCard)
Private Banking card (MasterCard)
Credit card
Fixed Payment Credit Card
Fixed Payment Credit Card
Swedbank credit card
Swedbank credit card
Gold Revolving Credit Card
Gold Revolving Credit Card
Platinum credit card
Platinum credit card

Security

To enable a seamless yet secure experience you must have secure screen lock enabled to perform mobile contactless payments using the Swedbank 2019 Latvija mobile app.

While there are certain security features built into our mobile app and mobile contactless payments have been developed on the basis of the industry standards, in order to ensure the safe use of your mobile device, you as the owner need to follow some basic cyber rules:

  • Enable mobile contactless payments only on your own device. Do not share your mobile device.
  • Do not use a weak password or a weak pattern for your screen lock.
  • Update the software on your mobile device regularly. Have an anti-virus app installed.
  • Use official app stores only. Even if you do use official app stores, stay vigilant. Read reviews and feedback about the app you want to download before installing it.
  • If you lose your device or it is stolen, disable Swedbank services on the device via the Internet Bank or by calling .
  • Disabling contactless payments for a card also disables mobile contactless payments for the corresponding card.
  • When a card expires, mobile contactless payments for the card are also disabled. You will need to enable mobile contactless payments for a renewed card.
  • If your device’s screen lock settings change, the app may disable mobile contactless payments on the device and request that you log in to re-enable mobile contactless payments.

Mobile contactless payments is a type of payments which are made with the smart phone. Paying with the mobile phone is similar to paying with contactless bank cards.

The mobile contactless payment technology allows paying for purchases much faster, more conveniently and even safer as compared to paying by cash or bank card. Such payments have become possible thanks to the NFC (Near Field Communication) technology.

NFC is a wireless data transfer method which controls and enables communication with nearby devices. Not only latest smart phones but also payment devices in stores are equipped with such a technology. These devices make it possible to pay for purchases at stores with contactless cards. At the moment of payment, the smart phone basically “talks” to the shop’s NFC-capable card reader. Using a specific radio frequency, it exchanges encrypted details to process the payment. Instead of the payment card number, smart phones use unique code each time. Hence, these payments are secure and convenient. Moreover, they are almost instantaneous. Speed is one of the distinctive features of NFC payments.

Download the mobile app Swedbank Latvia. Set it as your default app for payments. Select a Mastercard with the contactless payment function for making purchases.

Mobile contactless payments are currently available on Android mobile phones.

The mobile contactless payment limit is 150 EUR per transaction.

Before paying with mobile phone, it is important to make sure that the screen is active and the keys are unlocked. A maximum of 60 seconds may pass since unlocking. When the device is inactive (the screen in black), the NFC antenna does not transmit or receive information. If an inactive phone is held over a POS terminal, the mobile payment will not take place. The screen must be activated before hovering it over the POS terminal.

Using mobile contactless payments is as secure as paying by card. Moreover, lock screen is used for making mobile contactless payments. Mobile contactless payments cannot be made without unlocking the phone. The screen unlock password or pattern may not be disclosed to anyone. In case of losing the device, mobile contactless payments must be disabled. This can be done via Internet Banking or by phone on 67 444444. Lock screen must always be enabled in order to protect it from unauthorized use.

Installing the Swedbank Latvia app on shared devices is not permitted.

 Paying for purchases though mobile contactless payments is also possible abroad. The main precondition is that the merchant needs to support remote payments. With the Swedbank Latvia app, Android users can pay with smart phone anywhere in the world where contactless payments are accepted.
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С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

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Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

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