Deposits

Earn while planning where to use it!

Choose your savings method considering the expected returns and whether you want access to your funds on a day-to-day basis or prefer long-term investments.
Your deposit is guaranteed by the state up to €100,000. What does it mean for the depositor?

The calculation is approximate. The exact amount depends on the terms of your Deposit agreement.

Easy to set up and always available to check on via Internet Banking.
Interest pay-out at the end of the deposit term or every month, whichever you prefer.
The amount of the term deposit is fixed.
You can conclude several deposits with different amounts and periods.
The deposit can be automatically extended with the interest rate in force at the time of extension.
You can terminate the deposit agreement before the expiry date, however in this case the accrued interest will not be paid, plus any interest paid earlier will also be withheld.

Contract Currency	The minimum amount of deposit	Maturity
		1 month	3 months	6 months	1 year
		Annual rate, %
EUR	0.01	2.75	2.90	2.90	2.60
USD	0.01	1.00	1.50	1.75	3.00
GBP	0.01	0.50	0.70	0.90	1.30
NOK	0.01	0.30	0.40	0.60	1.00
SEK	0.01	0.30	0.40	0.60	1.00

Effective from 18.10.2024.

To activate the overnight deposit, it is necessary to provide the minimum deposit amount in the company’s current account (excl. overdraft/credit line limit funds/ funds on which any restrictions have been imposed).
Money is transferred from the current account to the deposit account for a short period of time from 22:00-7:00 and returned together with the calculated interest.
Interest rate can change every day.
The conclusion and termination of the agreement at any time is free of charge.

Deposit amount EUR	Annual interest rate calculation	Annual interest, %
Starting from 30 000	1w Euribor – 2.3	0.852
Starting from 100 000	1w Euribor – 2.1	1.052
Starting from 500 000	1w Euribor – 1.9	1.252
Starting from 1 000 000	1w Euribor – 1.7	1.452
Starting from 3 000 000	1w Euribor – 1.5	1.652

Changed 29.10.2024 18:00:25

Interest rate is presented on a basis of accounting year (360 days). Interest is calculated for the actual deposit days.

Deposit amount USD	Annual interest rate calculation	Annual interest, %
Starting from 30 000		0.000
Starting from 100 000		0.000
Starting from 500 000	SOFR – 4.2	0.620
Starting from 1 000 000	SOFR – 3.7	1.120
Starting from 3 000 000	SOFR – 3.4	1.420

Changed 29.10.2024 18:00:25

Interest rate is presented on a basis of accounting year (360 days). Interest is calculated for the actual deposit days.

Easily invest your spare money in a diversified and sustainable manner.

Have a single view of all the group´s funds