Investment funds

• Investing in funds gives you a possibility to earn a higher return as compared to keeping money in your cash account or in term deposits Please be aware that investing entails risk. The value of fund investments may increase or decrease over time. The historic yield does not guarantee similar performance in the future.
• Swedbank funds are managed by professional investment managers
• Transactions with Swedbank funds and safekeeping are free of charge
• Investing into funds gives a possibility to minimize the issuer risk, as investments are done in many different companies
• Contribute to a greener future by investing in sustainable funds.

1. Select the funds you want to invest in from Investment funds list
2. Decide on the frequency of your investments:
   • regular investments from 1 EUR
   • a lump-sum investment in the amount you prefer
3. Place an order for buying fund units. Before the purchase of fund units you will be asked to open an investment account or securities account if you do not yet have an account opened for making investments.

If you need advice, fill out the Investment profile questionnaire or sign up for an investment consultation.

• Swedbank Robur is one of the largest Scandinavian asset management companies which has been active since 1967.
• You can choose investment fund solutions covering most of the major regions of the world, sectors and asset classes.
• The key objective of Swedbank Robur is to make sustainable investments.

• Generating a healthy long-term return and encouraging positive development of the environment and the society.
• Exerting influence on companies to continuously improve in terms of environmental impact and climate change.
• Refraining from investing in industries that do not support the basic principles of sustainability.

• Tax is payable only if the amounts paid out from the investment account exceed the amounts paid in.
• Transactions, as well as dividends received on the investment account do not need to be declared separately.
• To make the completion of the annual income declaration convenient and simple, the investment account statement can be prepared on the Internet Banking site.

• Profits earned (capital gains) from the transactions must be declared and a 20%25.5% tax is payable.
• Dividends must be declared to the State Revenue Service (VID) and a 20%25.5% tax is payable.
• Fund exchange transactions must be declared as pending transactions.
• Information for the declaration regarding income from capital gain needs to be prepared on your own using the securities account statement.