Packages

Save whenever you make a transfer!

Choose the Basic Package for 1.70 EUR per month with included:

Monthly fee for debit card
10 free payments to other banks

Packages

	Standard price list	Basic package	For youth 23 to 25 years of age, discount off the Basic Package monthly fee	For seniors * Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.
Cost of package
Cost of package	-	1,70EUR	1,70 EUR 1,10EUR	0,85*/1,70EUR
Swedbank Payment Card's monthly fee
Swedbank Payment Card's monthly fee	1,70 EUR	0EUR	0EUR	0EUR
Swedbank ISIC pupil card If you have a Swedbank ISIC and a Swedbank payment card, the Swedbank payment card will be included in the package.
Swedbank ISIC pupil card If you have a Swedbank ISIC and a Swedbank payment card, the Swedbank payment card will be included in the package.	0,25 EUR	0EUR	0EUR	0EUR
Swedbank ISIC student card If you have a Swedbank ISIC and a Swedbank payment card, the Swedbank payment card will be included in the package.
Swedbank ISIC student card If you have a Swedbank ISIC and a Swedbank payment card, the Swedbank payment card will be included in the package.	0,55 EUR	0EUR	0EUR	0EUR
Payments to other banks According to the price list, European payments via Internet Banking or the mobile app - payments in euros to a European bank with indication of the payee’s IBAN and the payment execution mode “Economic”.
Payments to other banks According to the price list, European payments via Internet Banking or the mobile app - payments in euros to a European bank with indication of the payee’s IBAN and the payment execution mode “Economic”.	0,36 EUR	0EUR 10 payments per month for free	0EUR 10 payments per month for free	0EUR 10 payments per month for free
Intra-bank payments
Intra-bank payments	0 EUR	0EUR	0EUR	0EUR

Why opt for the Basic Package?

Make 10 payments per month for free to other banks from any current account or credit card account.
No monthly fee for a debit card.

The Basic Package can be enabled

from 23 years of age;
for self-employed persons, too.

Debit cards

Card ordered on a business day:	Time and place of receipt
	Spice or Ķīpsala branch	Other branches or card delivery to an address
by 12.30	Within 5 hours	On next business day
by 12.30	On next business day	On business day after the next

Swedbank Payment Card

Service		Price, EUR
Receiving
Ordering the card	Faster and best value via Internet Banking!	0.00 - 4.00 Via Internet Banking - 0.00 Via Telephone Banking - 4.00 At branches - 4.00 For account holders of up to 22 years of age – a 50% discount. Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount. Ordering a card when opening the first account - free of charge. Ordering a card at branch based on power of attorney/ordering a card for other user - free of charge. Ordering a card via Telephone Banking at the moment of blocking the previous card (if the card is lost or stolen but not in cases when incorrect PIN is entered or the card plastic is damaged) - free of charge.	The card delivery method can be selected via Internet Banking.
Production and delivery of the card	Faster and easier by post	2.00-4.00 By post - 2.00 At branches - 4.00 For account holders of up to 22 years of age – a 50% discount. Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.	The fee is debited automatically after activation of the card. The fee for a card produced after expiry of the previous card's validity period is payable by the customer in the last month of the validity period of the previous card or after activation of the card.
Accelerated production and delivery of card		35.00	Accelerated production and delivery of cards can be ordered at a branch or by calling us on 67 444 444. The card can be collected at our branches or at a delivery address specified by the customer to the bank.
Card linked to blocked account		15.00	When ordering a Swedbank payment card in case of a blocked account, the monthly card fee and the production and delivery fee are 0 EUR. If the account is unblocked, the monthly card fee starts to be charged after 2 months according to the price list. In case of a blocked account, other types of cards cannot be ordered.
Using
Monthly fee		1.70 For account holders of up to 22 years of age – a 50% discount. Account holders who’ve been added to the Senior customer service programme by 01.09.2022 receive a 50% discount.	The card’s monthly fee is debited automatically from the customer’s account at the start of each month for each month when the card has been in customer’s use.
Purchases in Latvia and abroad		Free of charge
Currency exchange mark-up		2%	The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
Balance in ATMs
- In Swedbank ATMs in Latvia	Easy via mobile app	Free of charge
- In ATMs of other banks		0.40
Printout of last 5 transactions in Swedbank ATMs in Latvia		0.20
Cash transactions		See Cash transactions in ATMs and retail outlets
Emergency cash assistance in Western Union service points		42.00	The service is available in cases when the card is lost or blocked.
Claim processing		Free of charge	If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
Closing
Closing the card	Faster and easier via Internet Banking and the mobile app	Free of charge	Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

Effective from 01.09.2022.

Swedbank ISIC Card

Service		Price, EUR
Receiving
Ordering the card	Easier Internet Banking	Free of charge	The card delivery method can be selected via Internet Banking.
Production and delivery of the card	Faster and easier by post	Free of charge	If the card is ordered remotely, it can be received only at a branch.The way of receiving the card can be changed via Internet Banking.
Accelerated card production		No available
Using
Monthly fee		0.25 EUR - 0.55 EUR Schoolchild - 0.25 Students - 0.55 (previously 2.85 EUR - 6.50 EUR yearly)	The card’s monthly fee is debited automatically from the customer’s account at the start of each month for each month when the card has been in customer’s use.
Purchases in Latvia and abroad		Free of charge
Currency exchange mark-up		2%	The fee is charged if the transaction (purchase or cash withdrawal) is made in a currency other than the card currency. Information about current exchange rates is available on the websites of the international card organizations www.mastercard.com and www.visaeurope.com
Balance in ATMs
- In Swedbank ATMs in Latvia	Easy via mobile app	Free of charge
- In ATMs of other banks		0.40
Printout of last 5 transactions in Swedbank ATMs in Latvia		0.20
Cash transactions		See Cash transactions in ATMs and retail outlets
Emergency cash assistance in Western Union service points		42.00	The service is available if the card is lost or blocked.
Claim processing		Free of charge	If processing of the claim involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.
Closing
Closing the card	Easier Internet Banking and the mobile app	Free of charge	Cards can be easily and quickly suspended in the mobile app, and will be closed automatically within 10 days.

Effective from 01.07.2018.

Payments

Payments in EUR

Service	Payment submission type and time	Price, EUR
		via Internet Banking	via Branch/Telephone Banking
		Shared
Intra-bank payments
To own or other person's account at Swedbank Latvia	Immediately	Free of charge	5.00
European payments*
To other bank in Latvia (incl. instant payments) or to the European payments area countries	Economy Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the Bank accepts the customer’s order. 16:00	0.36 Free of charge for account holders of up to 22 years of age.	5.00
	Express Delivery of funds to beneficiary bank or intermediary bank on the same business day, within an hour after the Bank accepts the customer’s order. 16:00	15.00	20.00
To an account at Swedbank Group Payments to Estonia, Lithuania, Sweden, Norway.	Economy Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the Bank accepts the customer’s order. 17:30	0.36 Free of charge for account holders of up to 22 years of age.	5.00
International payments
To other bank outside the European payments area countries (and European payments if beneficiary’s IBAN is not specified)		Shared/Payer	Shared/Payer
	Economy Delivery of funds to beneficiary bank or intermediary bank 2 business days after the Bank accepts the customer’s order. Unrestricted	12.00 / 23.00	15.00 / 27.00
	Standard Delivery of funds to beneficiary bank or intermediary bank the next business day after the Bank accepts the customer’s order. 16:00	15.00 / 27.00	20.00 / 30.00
	Express Delivery of funds to beneficiary bank or intermediary bank on the same business day as when the Bank accepts the customer’s order. 14:00	22.00 / 43.00	30.00 / 50.00

Swedbank does not process International payments to some high-risk countries. More information here.

Time of submitting payment - the latest when the specific type of payment may be submitted. If no time of submitting is indicated, the payment may be submitted as long as the branch is open or at any time in the remote banking channels.

Shared - the price includes only Swedbank's fees; any other payment-related charges (by correspondent bank, beneficiary bank) are covered by the beneficiary. The Bank will remit the payment to the correspondent bank or the beneficiary bank with a note "SHA" in the corresponding S.W.I.F.T. message field "Details of charges". The payment will be credited to the beneficiary’s account by the beneficiary bank after deduction of all charges, if any, from the payment amount.

Payer - the payer undertakes to cover all costs associated with the payment, including any extra fees charged by the banks involved in execution of the payment. The Bank is entitled to debit them from the Customer’s Account without any additional approval by the Customer. The Bank assumes no responsibility for non-compliance, by any of the banks involved (correspondent bank or beneficiary bank), with the Bank’s instructions or for not receiving the full amount of the payment due to other reasons beyond the control of the Bank.

* European payments or SEPA (Single Euro Payments Area) - euro payments to a European bank (bank, that is located in EU member states and in the United Kingdom, Andorra, Gibraltar, Iceland, Liechtenstein, San Marino, Monaco, Norway, Switzerland and Vatican (Holy See)).

Effective from 01.09.2022

Effective from 01.09.2023

Standing orders and E-invoices

Service		Price, EUR
Standing orders
Registration, amendment of standing order agreement	Best value via Internet Banking	0.00 - 5.00, incl. VAT Via Internet Banking - 0.00 Via Branch/Telephone Banking - 5.00, incl. VAT
Standing order automated payment		See Payments Payment fee according to current pricelist for payments to own or other person's Swedbank account, to other banks in Latvia and abroad.
Early termination of standing orders		Free of charge
E-invoices
Registration, amendment of e-invoice receipt application or automated payment agreement	Easier via Internet Banking	0.00 - 5.00, incl. VAT Via Internet Banking - 0.00 Via Branch/Telephone Banking - 5.00, incl. VAT	If both actions - signing up for receipt of e-invoice and signing agreement for automated payment of e-invoices - are performed at branch, then only one fee will be charged.
E-invoice receipt	Easier via Internet Banking	Free of charge	List of companies, offering e-invoices.
E-invoice payment		0.00 - 0.36 To account with Swedbank - 0.00 To another bank in Latvia - 0.36
Termination of e-invoice automated payment agreement, discontinuation of e-invoice	Easier via Internet Banking	Free of charge

Effective from 01.09.2022.

Who can enable the package?

The package can be enabled by private individuals and self-employed persons from the age of 23.

How to enable the package?

The package can be enabled on the Internet Banking site under “Payments, accounts” > “Packages”.

What is the monthly fee for the package?

The monthly fee for the basic package is 1.70 EUR. Youths of 23 to 25 years of age monthly fee for the basic package is 1.10 EUR.

What will change in the basic package upon attaining the age of 26?

The basic package will remain in force but the monthly fee will be charged 1.70 EUR.

What payments are included in the package?

European payments made via Internet Banking or the mobile app according to the price list - these are payments in euros to a European bank with indication of the payee’s IBAN and the payment execution mode “Economic” that have been made from any current account or credit card account.

Included payment types:

Domestic payments in EUR, including instant payments.
European payments.
Swedbank Group payments in EUR currency.
Standing order payments in EUR currency (domestic and European ones).
E-invoice automated payments in EUR currency.
E-invoice manual payment execution in EUR currency.

Which debit card is included in the package? Which card is included in the package if there's more than one?

The Basic Package includes one debit card in the account holder’s name. If the customer has a Swedbank payment card and a Swedbank ISIC card, the Swedbank payment card is included in the Basic Package.

If several debit cards of the same type are linked to the account, the card with the longest validity period is included in the Basic Package.

If the debit card renews automatically, is it automatically added to the package?

Yes, an automatically renewed debit card is added to the package. The same applies to the replaced cards.

If a new debit card is ordered, which is the moment when it is added to the package?

A new debit card is added to the package upon its activation.

Can one have the package without the debit card? What happens with the package when the debit card is closed?

The package can be had without the debit cards. The monthly fee for the package is charged in full according to the price list.

When is the monthly fee for the package charged and how?

The monthly fee for the package is debited automatically from the fees account specified by the customer starting from the last day of every month for the number of days that the customer has had the package.

If the fee account does not have sufficient funds for debiting the fee, this will result in negative account balance. The package is closed automatically if its fee account has had a negative balance for more than 90 days.

What happens with the debit card’s monthly fee when the package is enabled and terminated?

When enabling the package:

by the 15th day of the month, the card’s monthly fee, starting with the next month, will not be charged;
after the 15th day, the card’s monthly fee is charged in full in the next month as well.

When terminating the package:

by the 15th day of the month, the card’s monthly fee, starting with the next month, will be charged in full;
after the 15th day, the card’s monthly fee will be charged in full starting with the month after the next one.

What modifications to the package are possible?

Only the fee account may be changed in the package. A fee account may be only the current account.

How to discontinue the package?

The package can be discontinued on the Internet Banking site under “Payments, accounts” > “Packages”.

Not a customer yet?

Packages

Save whenever you make a transfer!

Packages

Standard price list

Basic package

For youth

For seniors

Why opt for the Basic Package?

The Basic Package can be enabled

Debit cards

Swedbank Payment Card

Swedbank ISIC Card

Payments

Payments in EUR

Standing orders and E-invoices

Who can enable the package?

How to enable the package?

What is the monthly fee for the package?

What will change in the basic package upon attaining the age of 26?

What payments are included in the package?

Which debit card is included in the package? Which card is included in the package if there's more than one?

If the debit card renews automatically, is it automatically added to the package?

If a new debit card is ordered, which is the moment when it is added to the package?

Can one have the package without the debit card? What happens with the package when the debit card is closed?

When is the monthly fee for the package charged and how?

What happens with the debit card’s monthly fee when the package is enabled and terminated?

What modifications to the package are possible?

How to discontinue the package?

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